{"id":10398,"date":"2025-12-25T16:28:18","date_gmt":"2025-12-25T16:28:18","guid":{"rendered":"https:\/\/thehorizonlaw.com\/%d9%83%d9%8a%d9%81%d9%8a%d8%a9-%d8%af%d8%ae%d9%88%d9%84-%d8%b3%d9%88%d9%82-%d8%a7%d9%84%d8%a3%d9%88%d8%b1%d8%a7%d9%82-%d8%a7%d9%84%d9%85%d8%a7%d9%84%d9%8a%d8%a9-%d8%a7%d9%84%d8%b9%d8%b1%d8%a7%d9%82\/"},"modified":"2025-12-25T17:38:37","modified_gmt":"2025-12-25T17:38:37","slug":"%d9%83%d9%8a%d9%81%d9%8a%d8%a9-%d8%af%d8%ae%d9%88%d9%84-%d8%b3%d9%88%d9%82-%d8%a7%d9%84%d8%a3%d9%88%d8%b1%d8%a7%d9%82-%d8%a7%d9%84%d9%85%d8%a7%d9%84%d9%8a%d8%a9-%d8%a7%d9%84%d8%b9%d8%b1%d8%a7%d9%82","status":"publish","type":"post","link":"https:\/\/thehorizonlaw.com\/ar\/%d9%83%d9%8a%d9%81%d9%8a%d8%a9-%d8%af%d8%ae%d9%88%d9%84-%d8%b3%d9%88%d9%82-%d8%a7%d9%84%d8%a3%d9%88%d8%b1%d8%a7%d9%82-%d8%a7%d9%84%d9%85%d8%a7%d9%84%d9%8a%d8%a9-%d8%a7%d9%84%d8%b9%d8%b1%d8%a7%d9%82\/","title":{"rendered":"\u0643\u064a\u0641\u064a\u0629 \u062f\u062e\u0648\u0644 \u0633\u0648\u0642 \u0627\u0644\u0623\u0648\u0631\u0627\u0642 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0639\u0631\u0627\u0642\u064a\u0629"},"content":{"rendered":"\n<h3 class=\"wp-block-heading\">\u062f\u0644\u064a\u0644 \u0642\u0627\u0646\u0648\u0646\u064a \u0648\u062a\u0646\u0638\u064a\u0645\u064a \u0639\u0645\u0644\u064a \u0644\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646 \u0627\u0644\u0623\u062c\u0627\u0646\u0628<\/h3>\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<figure class=\"wp-block-gallery has-nested-images columns-default is-cropped wp-block-gallery-1 is-layout-flex wp-block-gallery-is-layout-flex\">\n<figure class=\"wp-block-image size-full is-style-default\"><img decoding=\"async\" width=\"899\" height=\"642\" data-id=\"10376\" src=\"https:\/\/thehorizonlaw.com\/wp-content\/uploads\/2025\/12\/900_Towseef_Baghdad12.jpg\" alt=\"\" class=\"wp-image-10376\" srcset=\"https:\/\/thehorizonlaw.com\/wp-content\/uploads\/2025\/12\/900_Towseef_Baghdad12.jpg 899w, https:\/\/thehorizonlaw.com\/wp-content\/uploads\/2025\/12\/900_Towseef_Baghdad12-300x214.jpg 300w, https:\/\/thehorizonlaw.com\/wp-content\/uploads\/2025\/12\/900_Towseef_Baghdad12-768x548.jpg 768w, https:\/\/thehorizonlaw.com\/wp-content\/uploads\/2025\/12\/900_Towseef_Baghdad12-700x500.jpg 700w\" sizes=\"(max-width: 899px) 100vw, 899px\" \/><\/figure>\n<\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<figure class=\"wp-block-image size-large is-resized\"><img decoding=\"async\" width=\"766\" height=\"1024\" src=\"https:\/\/thehorizonlaw.com\/wp-content\/uploads\/2025\/12\/Baghdad_Central_Bank_Tower-766x1024.jpg\" alt=\"\" class=\"wp-image-10378\" style=\"width:221px;height:auto\" srcset=\"https:\/\/thehorizonlaw.com\/wp-content\/uploads\/2025\/12\/Baghdad_Central_Bank_Tower-766x1024.jpg 766w, https:\/\/thehorizonlaw.com\/wp-content\/uploads\/2025\/12\/Baghdad_Central_Bank_Tower-224x300.jpg 224w, https:\/\/thehorizonlaw.com\/wp-content\/uploads\/2025\/12\/Baghdad_Central_Bank_Tower-768x1027.jpg 768w, https:\/\/thehorizonlaw.com\/wp-content\/uploads\/2025\/12\/Baghdad_Central_Bank_Tower-1149x1536.jpg 1149w, https:\/\/thehorizonlaw.com\/wp-content\/uploads\/2025\/12\/Baghdad_Central_Bank_Tower-1532x2048.jpg 1532w, https:\/\/thehorizonlaw.com\/wp-content\/uploads\/2025\/12\/Baghdad_Central_Bank_Tower-scaled.jpg 1915w\" sizes=\"(max-width: 766px) 100vw, 766px\" \/><\/figure>\n<\/div>\n<\/div>\n\n<!-- Horizon Article + Links Buttons (Internal + External) -->\n<div class=\"horizon-article\" style=\"color:#001845; font-family:'Montserrat', Arial, sans-serif; line-height:1.8; font-size:16px;\">\n\n  <!-- Title -->\n  <h1 style=\"font-size:32px; margin-bottom:16px;\">\n  \u0643\u064a\u0641\u064a\u0629 \u062f\u062e\u0648\u0644 \u0633\u0648\u0642 \u0627\u0644\u0623\u0648\u0631\u0627\u0642 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0639\u0631\u0627\u0642\u064a\u0629: \u0625\u0631\u0634\u0627\u062f\u0627\u062a \u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0639\u0645\u0644\u064a\u0629 \u0644\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646\n  <\/h1>\n\n  <!-- Intro -->\n  <p>\n  \u062a\u062a\u0637\u0648\u0631 \u0633\u0648\u0642 \u0627\u0644\u0623\u0648\u0631\u0627\u0642 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0641\u064a \u0627\u0644\u0639\u0631\u0627\u0642 \u062a\u062f\u0631\u064a\u062c\u064a\u0627\u064b \u0648\u062a\u062c\u0630\u0628 \u0627\u0647\u062a\u0645\u0627\u0645 \u0627\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646 \u0627\u0644\u0625\u0642\u0644\u064a\u0645\u064a\u064a\u0646 \u0648\u0627\u0644\u062f\u0648\u0644\u064a\u064a\u0646.\n \u0648\u0645\u0639 \u0630\u0644\u0643\u060c \u0641\u0625\u0646 \u062f\u062e\u0648\u0644 \u0627\u0644\u0633\u0648\u0642 \u0641\u064a \u0627\u0644\u0639\u0631\u0627\u0642 \u0644\u064a\u0633 \u062f\u062e\u0648\u0644\u0627\u064b \u063a\u064a\u0631 \u0631\u0633\u0645\u064a &#8211; \u0641\u0647\u0648 \u064a\u062a\u0634\u0643\u0644 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u0645\u0648\u0627\u0641\u0642\u0627\u062a \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629 \u0648\u0636\u0648\u0627\u0628\u0637 \u0627\u0644\u062a\u0631\u062e\u064a\u0635 \u0648\u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644\n \u0627\u0644\u062a\u0648\u0642\u0639\u0627\u062a \u0627\u0644\u062a\u064a \u064a\u062c\u0628 \u0645\u0639\u0627\u0644\u062c\u062a\u0647\u0627 \u0641\u064a \u0648\u0642\u062a \u0645\u0628\u0643\u0631 \u0644\u062a\u062c\u0646\u0628 \u0627\u0644\u062a\u0623\u062e\u064a\u0631 \u0623\u0648 \u0627\u0644\u0631\u0641\u0636 \u0623\u0648 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a\u0629.\n  <\/p>\n  <p>\n \u064a\u062a\u0639\u0644\u0642 \u0647\u0630\u0627 \u0627\u0644\u0645\u0628\u062f\u0623 \u0627\u0644\u062a\u0648\u062c\u064a\u0647\u064a \u0628\u0643\u0644 \u0645\u0646 <strong>\u0627\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646 \u0627\u0644\u0623\u062c\u0627\u0646\u0628<\/strong> <strong>\u0648\u0627\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646 \u0627\u0644\u0639\u0631\u0627\u0642\u064a\u064a\u0646 \u0627\u0644\u0645\u062d\u0644\u064a\u064a\u0646<\/strong> \u0627\u0644\u0630\u064a\u0646 \u064a\u0633\u0639\u0648\u0646 \u0625\u0644\u0649 \u062a\u0623\u0633\u064a\u0633\n\u0623\u0648 \u0627\u0644\u0645\u0634\u0627\u0631\u0643\u0629 \u0641\u064a \u0623\u0646\u0634\u0637\u0629 \u0627\u0644\u0648\u0633\u0627\u0637\u0629 \u0641\u064a \u0627\u0644\u0623\u0648\u0631\u0627\u0642 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0645\u0646\u0638\u0645\u0629 \u0641\u064a \u0627\u0644\u0639\u0631\u0627\u0642.\n  <\/p>\n\n  <!-- Quick Links Buttons -->\n  <div style=\"margin:18px 0 6px; 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padding:10px 14px; border-radius:10px; background:#F9F5EA; color:#001845; border:1px solid #B7BABC; text-decoration:none; font-size:14px;\">\n \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u0627\u0644\u0639\u0631\u0627\u0642\u064a (CBI)\n <\/a> \n  <\/div>\n\n  <p style=\"font-size:13px; color:#001845; opacity:0.9; margin-top:10px;\">\n  \u0646\u0635\u064a\u062d\u0629: \u062a\u0641\u062a\u062d \u0627\u0644\u0631\u0648\u0627\u0628\u0637 \u0627\u0644\u062e\u0627\u0631\u062c\u064a\u0629 \u0641\u064a \u0639\u0644\u0627\u0645\u0629 \u062a\u0628\u0648\u064a\u0628 \u062c\u062f\u064a\u062f\u0629.\n  <\/p>\n\n  <hr style=\"border:0; border-top:1px solid #B7BABC; margin:32px 0;\"\/>\n\n  <!-- 1. Regulatory Landscape -->\n  <h2 style=\"font-size:24px; margin-bottom:12px;\">1. \u0627\u0644\u0645\u0634\u0647\u062f \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a: \u0645\u0646 \u0627\u0644\u0630\u064a \u064a\u062d\u0643\u0645 \u0627\u0644\u0633\u0648\u0642\u061f<\/h2>\n  <p>\n  \u0639\u0627\u062f\u0629\u064b \u0645\u0627 \u064a\u0646\u0637\u0648\u064a \u062f\u062e\u0648\u0644 \u0627\u0644\u0633\u0648\u0642 \u0639\u0644\u0649 \u0627\u0644\u062a\u0639\u0627\u0645\u0644 \u0645\u0639 \u0633\u0644\u0637\u0627\u062a \u0645\u062a\u0639\u062f\u062f\u0629\u060c \u0627\u0639\u062a\u0645\u0627\u062f\u064b\u0627 \u0639\u0644\u0649 \u0637\u0628\u064a\u0639\u0629 \u0627\u0644\u0646\u0634\u0627\u0637 \u0627\u0644\u0645\u0642\u062a\u0631\u062d.\n  \u064a\u062c\u0628 \u0623\u0646 \u064a\u062e\u0637\u0637 \u0627\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u0648\u0646 \u0644\u0644\u062a\u062e\u0637\u064a\u0637 \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a \u0639\u0628\u0631:\n  <\/p>\n  <ul>\n    <li>\n       <strong>\n        <a href=\"https:\/\/isc.gov.iq\" target=\"_blank\" rel=\"noopener noreferrer\" style=\"color:#001845; text-decoration:underline;\">\n \u0647\u064a\u0626\u0629 \u0627\u0644\u0623\u0648\u0631\u0627\u0642 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0639\u0631\u0627\u0642\u064a\u0629\n <\/a>\n      <\/strong>\n &#8211; \u0627\u0644\u062c\u0647\u0629 \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629 \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629 \u0644\u0623\u0646\u0634\u0637\u0629 \u0633\u0648\u0642 \u0627\u0644\u0623\u0648\u0631\u0627\u0642 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0648\u0627\u0644\u062a\u0631\u062e\u064a\u0635 \u0630\u0627\u062a \u0627\u0644\u0635\u0644\u0629.\n    <\/li>\n    <li>\n       <strong>\n        <a href=\"https:\/\/isx-iq.net\" target=\"_blank\" rel=\"noopener noreferrer\" style=\"color:#001845; text-decoration:underline;\">\n \u0627\u0644\u0628\u0648\u0631\u0635\u0629 \u0627\u0644\u0639\u0631\u0627\u0642\u064a\u0629 (ISX)\n <\/a>\n      <\/strong>\n &#8211; \u0642\u0648\u0627\u0639\u062f \u0627\u0644\u0633\u0648\u0642 \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a\u0629\u060c \u0648\u0627\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u0649 \u0627\u0644\u062a\u062f\u0627\u0648\u0644\u060c \u0648\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0627\u0644\u0628\u0648\u0631\u0635\u0629.\n    <\/li>\n    <li>\n       <strong>\n        <a href=\"https:\/\/cbi.iq\" target=\"_blank\" rel=\"noopener noreferrer\" style=\"color:#001845; text-decoration:underline;\">\n \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u0627\u0644\u0639\u0631\u0627\u0642\u064a\n <\/a>\n      <\/strong>\n &#8211; \u062d\u064a\u062b \u064a\u062a\u062f\u0627\u062e\u0644 \u0627\u0644\u0646\u0634\u0627\u0637 \u0645\u0639 \u0627\u0644\u0636\u0648\u0627\u0628\u0637 \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0623\u0648 \u0627\u0644\u062a\u0633\u0648\u064a\u0629 \u0623\u0648 \u0627\u0644\u0645\u0633\u0627\u0626\u0644 \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0627\u0644\u0623\u062c\u0646\u0628\u064a\u0629.\n    <\/li>\n  <\/ul>\n  <blockquote style=\"border-left:4px solid #BB9B5E; padding-left:16px; margin:12px 0; font-style:italic;\">\n  \u0645\u0646 \u0627\u0644\u0623\u062e\u0637\u0627\u0621 \u0627\u0644\u0634\u0627\u0626\u0639\u0629 \u0627\u0644\u062a\u0639\u0627\u0645\u0644 \u0645\u0639 &#8220;\u062f\u062e\u0648\u0644 \u0627\u0644\u0639\u0631\u0627\u0642&#8221; \u0643\u0639\u0645\u0644\u064a\u0629 \u0645\u0646 \u062e\u0637\u0648\u0629 \u0648\u0627\u062d\u062f\u0629. \u0641\u0641\u064a \u0627\u0644\u0645\u0645\u0627\u0631\u0633\u0629 \u0627\u0644\u0639\u0645\u0644\u064a\u0629\u060c \u0642\u062f \u064a\u0643\u0648\u0646 \u0644\u062f\u0649 \u062c\u0647\u0627\u062a \u062a\u0646\u0638\u064a\u0645\u064a\u0629 \u0645\u062e\u062a\u0644\u0641\u0629 \u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0645\u062a\u0648\u0627\u0632\u064a\u0629\n \u062d\u0633\u0628 \u0646\u0645\u0648\u0630\u062c \u0627\u0644\u0639\u0645\u0644. \n  <\/blockquote>\n\n  <hr style=\"border:0; border-top:1px solid #F0EFEA; margin:24px 0;\"\/>\n\n  <!-- 2. Entry Models -->\n  <h2 style=\"font-size:24px; margin-bottom:12px;\">2. \u0646\u0645\u0627\u0630\u062c \u062f\u062e\u0648\u0644 \u0627\u0644\u0633\u0648\u0642 \u0627\u0644\u0645\u0634\u062a\u0631\u0643\u0629<\/h2>\n  <p>\n  \u0639\u0627\u062f\u0629\u064b \u0645\u0627 \u064a\u0646\u0638\u0631 \u0627\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u0648\u0646 \u0627\u0644\u0623\u062c\u0627\u0646\u0628 \u0648\u0627\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u0648\u0646 \u0627\u0644\u0639\u0631\u0627\u0642\u064a\u0648\u0646 \u0627\u0644\u0645\u062d\u0644\u064a\u0648\u0646 \u0641\u064a \u0623\u062d\u062f \u0627\u0644\u0647\u064a\u0627\u0643\u0644 \u0627\u0644\u062a\u0627\u0644\u064a\u0629:\n  <\/p>\n  <ul>\n    <li>\n      <strong>\u0627. \u062a\u0623\u0633\u064a\u0633 \u0634\u0631\u0643\u0629 \u0648\u0633\u0627\u0637\u0629 \u0639\u0631\u0627\u0642\u064a\u0629 \u0645\u0631\u062e\u0635\u0629<\/strong> &#8211; \u062a\u0623\u0633\u064a\u0633 \u0643\u064a\u0627\u0646 \u0645\u062d\u0644\u064a \u0648\u0627\u0644\u0633\u0639\u064a \u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0631\u062e\u0635\u0629 \u0627\u0644\u0648\u0633\u0627\u0637\u0629 \u0627\u0644\u0645\u0637\u0644\u0648\u0628\u0629.\n    <\/li>\n    <li>\n      <strong>\u0628. \u0627\u0644\u0634\u0631\u0627\u0643\u0629 \u0645\u0639 \u0648\u0633\u064a\u0637 \u0639\u0631\u0627\u0642\u064a \u0645\u0631\u062e\u0635<\/strong> &#8211; \u0648\u0647\u0648 \u0646\u0645\u0648\u0630\u062c \u062f\u062e\u0648\u0644 \u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a \u0642\u062f \u064a\u0642\u0644\u0644 \u0645\u0646 \u0627\u0644\u0625\u0639\u062f\u0627\u062f \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a \u0627\u0644\u0623\u0648\u0644\u064a\u060c\n\u0648\u0644\u0643\u0646\u0647 \u064a\u062a\u0637\u0644\u0628 \u0639\u0642\u0648\u062f\u0627\u064b \u0642\u0648\u064a\u0629 \u0648\u0636\u0648\u0627\u0628\u0637 \u0627\u0645\u062a\u062b\u0627\u0644.\n    <\/li>\n    <li>\n      <strong>\u062a. \u0627\u0644\u062a\u0648\u0627\u062c\u062f \u0627\u0644\u0645\u062d\u062f\u0648\u062f \/ \u0647\u064a\u0643\u0644 \u0627\u0644\u0627\u062a\u0635\u0627\u0644<\/strong> &#8211; \u0642\u062f \u064a\u0643\u0648\u0646 \u0645\u0645\u0643\u0646\u064b\u0627 \u0644\u0644\u0646\u0637\u0627\u0642 \u063a\u064a\u0631 \u0627\u0644\u0645\u0646\u0638\u0645 (\u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644\u060c \u0627\u0644\u0628\u062d\u062b \u0623\u0648 \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0639\u0644\u0627\u0642\u0627\u062a)\u060c\n\u0648\u0644\u0643\u0646\u0647 \u0644\u064a\u0633 \u0628\u062f\u064a\u0644\u0627\u064b \u0639\u0646 \u0646\u0634\u0627\u0637 \u0627\u0644\u0648\u0633\u0627\u0637\u0629 \u0627\u0644\u0645\u0631\u062e\u0635.\n    <\/li>\n  <\/ul>\n\n  <p>\n \u0627\u062e\u062a\u064a\u0627\u0631 \u0627\u0644\u0647\u064a\u0643\u0644 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a \u0627\u0644\u0635\u062d\u064a\u062d \u0623\u0645\u0631 \u0636\u0631\u0648\u0631\u064a. \n<a href=\"\/corporate-commercial\/\" style=\"color:#001845; text-decoration:underline;\">\n\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0648\u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629\n<\/a>\n\u064a\u0642\u062f\u0645 \u0641\u0631\u064a\u0642\u0646\u0627 \u0627\u0644\u0645\u0634\u0648\u0631\u0629 \u0644\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646 \u0628\u0634\u0623\u0646 \u0627\u0644\u062a\u0623\u0633\u064a\u0633 \u0648\u0627\u0644\u062d\u0648\u0643\u0645\u0629 \u0648\u0647\u064a\u0643\u0644\u0629 \u0627\u0644\u0645\u0633\u0627\u0647\u0645\u064a\u0646 \u0641\u064a \u0627\u0644\u0639\u0631\u0627\u0642. \n  <\/p>\n\n  <blockquote style=\"border-left:4px solid #BB9B5E; padding-left:16px; margin:12px 0; font-style:italic;\">\n  \u0642\u062f \u062a\u0642\u0644\u0644 \u0646\u0645\u0627\u0630\u062c \u0627\u0644\u0634\u0631\u0627\u0643\u0629 \u0645\u0646 \u0648\u0642\u062a \u0627\u0644\u0625\u0639\u062f\u0627\u062f\u060c \u0644\u0643\u0646\u0647\u0627 \u0644\u0627 \u062a\u0644\u063a\u064a \u0627\u0644\u062a\u0639\u0631\u0636 \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a. \u064a\u0638\u0644 \u0627\u0644\u0645\u0633\u062a\u062b\u0645\u0631 \u0645\u0633\u0624\u0648\u0644\u0627\u064b \u0639\u0646\n \u0627\u0644\u062d\u0648\u0643\u0645\u0629 \u0648\u0646\u062a\u0627\u0626\u062c \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644. \n  <\/blockquote>\n\n  <hr style=\"border:0; border-top:1px solid #F0EFEA; margin:24px 0;\"\/>\n\n  <!-- Branch vs Iraqi Entity -->\n  <h2 style=\"font-size:24px; margin-bottom:12px;\">\n \u062a\u0648\u0636\u064a\u062d: \u0627\u0644\u0641\u0631\u0639 \u0645\u0642\u0627\u0628\u0644 \u0627\u0644\u0643\u064a\u0627\u0646 \u0627\u0644\u0639\u0631\u0627\u0642\u064a \u0644\u0623\u0646\u0634\u0637\u0629 \u0627\u0644\u0633\u0645\u0633\u0631\u0629\n  <\/h2>\n\n  <p>\n  \u0648\u0627\u0644\u0633\u0624\u0627\u0644 \u0627\u0644\u0645\u062a\u0643\u0631\u0631 \u0647\u0648 \u0645\u0627 \u0625\u0630\u0627 \u0643\u0627\u0646 \u064a\u062c\u0648\u0632 \u0627\u0644\u0642\u064a\u0627\u0645 \u0628\u0623\u0646\u0634\u0637\u0629 \u0627\u0644\u0648\u0633\u0627\u0637\u0629 \u0641\u064a \u0627\u0644\u0623\u0648\u0631\u0627\u0642 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0645\u0646 \u062e\u0644\u0627\u0644 <strong>\u0641\u0631\u0639 \u0644\u0634\u0631\u0643\u0629 \u0623\u062c\u0646\u0628\u064a\u0629<\/strong>\n \u0628\u062f\u0644\u0627\u064b \u0645\u0646 \u0643\u064a\u0627\u0646 \u0645\u0624\u0633\u0633 \u0641\u064a \u0627\u0644\u0639\u0631\u0627\u0642.\n  <\/p>\n\n  <p>\n  \u0643\u0645\u0648\u0642\u0641 \u062a\u0646\u0638\u064a\u0645\u064a \u0639\u0627\u0645\u060c <strong>\u0645\u0646 \u0627\u0644\u0645\u062a\u0648\u0642\u0639 \u0623\u0646 \u062a\u062a\u0645 \u0623\u0646\u0634\u0637\u0629 \u0627\u0644\u0648\u0633\u0627\u0637\u0629 \u063a\u064a\u0631 \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0634\u0631\u0643\u0629 \u0639\u0631\u0627\u0642\u064a\u0629 \u062a\u0623\u0633\u0633\u062a\n \u0628\u0645\u0648\u062c\u0628 \u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0639\u0631\u0627\u0642\u064a<\/strong> \u0648\u0645\u0631\u062e\u0635\u0629 \u0645\u0646 \u0642\u0628\u0644 \u0647\u064a\u0626\u0629 \u0627\u0644\u0623\u0648\u0631\u0627\u0642 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0639\u0631\u0627\u0642\u064a\u0629. \u062a\u0633\u062c\u064a\u0644 \u0627\u0644\u0641\u0631\u0639 \u0627\u0644\u062a\u062c\u0627\u0631\u064a \u0648\u062d\u062f\u0647 \u0644\u0627 \u064a\u0645\u0646\u062d \u0627\u0644\u062d\u0642\n \u0644\u0644\u0642\u064a\u0627\u0645 \u0628\u0623\u0646\u0634\u0637\u0629 \u0627\u0644\u0648\u0633\u0627\u0637\u0629 \u0627\u0644\u0645\u0646\u0638\u0645\u0629. \n  <\/p>\n\n  <p>\n    <strong>\u0627\u0633\u062a\u062b\u0646\u0627\u0621 \u0645\u062d\u062f\u0648\u062f:<\/strong> \u064a\u062c\u0648\u0632 \u0644\u0644\u0645\u0635\u0627\u0631\u0641 \u0627\u0644\u0623\u062c\u0646\u0628\u064a\u0629\u060c \u0631\u0647\u0646\u0627\u064b \u0628\u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u062a\u0631\u062e\u064a\u0635 \u0628\u0645\u0648\u062c\u0628 \u0627\u0644\u0644\u0648\u0627\u0626\u062d \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0639\u0631\u0627\u0642\u064a\u0629\u060c \u0627\u0644\u0642\u064a\u0627\u0645 \u0628\u0623\u0646\u0634\u0637\u0629 \u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u0627\u0644\u0623\u0648\u0631\u0627\u0642 \u0627\u0644\u0645\u0627\u0644\u064a\u0629\n \u0645\u0646 \u062e\u0644\u0627\u0644 \u0641\u0631\u0648\u0639 \u0645\u0631\u062e\u0635\u0629. \u0644\u0627 \u064a\u0645\u062a\u062f \u0647\u0630\u0627 \u0627\u0644\u0627\u0633\u062a\u062b\u0646\u0627\u0621 \u0639\u0627\u062f\u0629\u064b \u0625\u0644\u0649 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0623\u0648 \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0648\u0633\u0627\u0637\u0629 \u063a\u064a\u0631 \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629. \n  <\/p>\n\n  <blockquote style=\"border-left:4px solid #BB9B5E; padding-left:16px; margin:12px 0; font-style:italic;\">\n  \u064a\u062c\u0628 \u0639\u0644\u0649 \u0627\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646 \u062a\u0642\u064a\u064a\u0645 \u0627\u0644\u0648\u0633\u064a\u0644\u0629 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0627\u0644\u0635\u062d\u064a\u062d\u0629 \u0641\u064a \u0645\u0631\u062d\u0644\u0629 \u0627\u0644\u062c\u062f\u0648\u0649. \u0641\u0627\u062e\u062a\u064a\u0627\u0631 \u0627\u0644\u0647\u064a\u0643\u0644 \u0627\u0644\u062e\u0627\u0637\u0626 \u0642\u062f \u064a\u0624\u062f\u064a \u0625\u0644\u0649 \u0631\u0641\u0636 \u0627\u0644\u062a\u0631\u062e\u064a\u0635 \u0623\u0648 \u0627\u0644\u062a\u0623\u062e\u064a\u0631\n \u0623\u0648 \u0627\u0644\u062d\u0627\u062c\u0629 \u0625\u0644\u0649 \u0625\u0639\u0627\u062f\u0629 \u0628\u062f\u0621 \u0627\u0644\u0639\u0645\u0644\u064a\u0629. \n  <\/blockquote>\n\n  <hr style=\"border:0; border-top:1px solid #F0EFEA; margin:24px 0;\"\/>\n\n  <!-- 3. Licensing Expectations -->\n  <h2 style=\"font-size:24px; margin-bottom:12px;\">3. \u062a\u0631\u062e\u064a\u0635 \u0627\u0644\u0648\u0633\u0627\u0637\u0629: \u0645\u0627 \u064a\u062a\u0648\u0642\u0639\u0647 \u0627\u0644\u0645\u0646\u0638\u0645\u0648\u0646 \u0639\u0627\u062f\u0629\u064b<\/h2>\n  <p>\n  \u0639\u0627\u062f\u0629\u064b \u0645\u0627 \u064a\u0643\u0648\u0646 \u0627\u0644\u062a\u0631\u062e\u064a\u0635 \u0644\u0644\u0623\u0646\u0634\u0637\u0629 \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u0627\u0644\u0623\u0648\u0631\u0627\u0642 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0645\u062b\u0642\u0644\u064b\u0627 \u0628\u0627\u0644\u0648\u062b\u0627\u0626\u0642 \u0648\u064a\u062a\u0636\u0645\u0646 \u0645\u0631\u0627\u062c\u0639\u0629 \u0627\u0644\u0645\u0644\u0627\u0621\u0645\u0629 \u0648\u0627\u0644\u0645\u0644\u0627\u0621\u0645\u0629 \u0648\u0627\u0644\u062d\u0648\u0643\u0645\u0629.\n  \u0641\u064a \u062d\u064a\u0646 \u0623\u0646 \u0627\u0644\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u062a\u062e\u062a\u0644\u0641 \u062d\u0633\u0628 \u0627\u0644\u0646\u0637\u0627\u0642\u060c \u0641\u0625\u0646 \u0627\u0644\u062c\u0647\u0629 \u0627\u0644\u0645\u0646\u0638\u0645\u0629 \u062a\u062a\u0648\u0642\u0639 \u0639\u0627\u062f\u0629\u064b \u0645\u0627 \u064a\u0644\u064a:\n  <\/p>\n  <ul>\n    <li>\u0647\u064a\u0643\u0644 \u0648\u0627\u0636\u062d \u0644\u0644\u0634\u0631\u0643\u0629\u060c \u0648\u062c\u0627\u0647\u0632\u064a\u0629 \u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u060c \u0648\u0634\u0641\u0627\u0641\u064a\u0629 \u0627\u0644\u0645\u0633\u0627\u0647\u0645\u064a\u0646.<\/li>\n    <li>\u0627\u0644\u0625\u0641\u0635\u0627\u062d \u0639\u0646 \u0627\u0644\u0645\u0644\u0643\u064a\u0629 \u0627\u0644\u0645\u0633\u062a\u0641\u064a\u062f\u0629 \u0648\u0648\u062b\u0627\u0626\u0642 \u0627\u0644\u062a\u062d\u0642\u0642 \u0627\u0644\u062f\u0627\u0639\u0645\u0629.<\/li>\n    <li>\u0627\u0644\u062a\u0642\u064a\u064a\u0645 \u0627\u0644\u0645\u0646\u0627\u0633\u0628 \u0648\u0627\u0644\u0633\u0644\u064a\u0645 \u0644\u0644\u0645\u0633\u0627\u0647\u0645\u064a\u0646 \u0648\u0627\u0644\u0645\u062f\u064a\u0631\u064a\u0646 \u0648\u0627\u0644\u0645\u0633\u0624\u0648\u0644\u064a\u0646 \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u064a\u0646.<\/li>\n    <li>\u062e\u0637\u0629 \u0639\u0645\u0644 \u0630\u0627\u062a \u0635\u0644\u0629 \u0628\u0627\u0644\u0633\u0648\u0642 (\u062e\u0627\u0635\u0629 \u0628\u0627\u0644\u0639\u0631\u0627\u0642 \u0648\u0644\u064a\u0633\u062a \u0639\u0627\u0645\u0629).<\/li>\n    <li>\u0627\u0644\u062c\u0627\u0647\u0632\u064a\u0629 \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a\u0629 \u0648\u0627\u0644\u0636\u0648\u0627\u0628\u0637 \u0627\u0644\u062f\u0627\u062e\u0644\u064a\u0629 \u0648\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644.<\/li>\n  <\/ul>\n  <blockquote style=\"border-left:4px solid #BB9B5E; padding-left:16px; margin:12px 0; font-style:italic;\">\n  \u0644\u0627 \u064a\u0639\u0646\u064a \u062a\u0642\u062f\u064a\u0645 \u0627\u0644\u0645\u0633\u062a\u0646\u062f\u0627\u062a \u0623\u0646 \u062a\u0643\u0648\u0646 &#8220;\u062c\u0627\u0647\u0632\u0629 \u0644\u0644\u062a\u0631\u062e\u064a\u0635&#8221;. \u0641\u063a\u0627\u0644\u0628\u0627\u064b \u0645\u0627 \u062a\u0631\u0641\u0636 \u0627\u0644\u062c\u0647\u0627\u062a \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629 \u0627\u0644\u0637\u0644\u0628\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u0628\u062f\u0648 \u0645\u0646\u0633\u0648\u062e\u0629 \u0623\u0648 \u063a\u064a\u0631 \u0645\u0643\u062a\u0645\u0644\u0629\n \u0623\u0648 \u063a\u064a\u0631 \u0645\u062a\u0633\u0642\u0629 \u0645\u0639 \u0646\u0645\u0648\u0630\u062c \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0645\u0642\u062a\u0631\u062d. \n  <\/blockquote>\n\n  <hr style=\"border:0; border-top:1px solid #F0EFEA; margin:24px 0;\"\/>\n\n  <!-- 4. AML \/ KYC -->\n  <h2 style=\"font-size:24px; margin-bottom:12px;\">4. \u0645\u0643\u0627\u0641\u062d\u0629 \u063a\u0633\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644\u060c \u0627\u0639\u0631\u0641 \u0639\u0645\u064a\u0644\u0643 \u0648\u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644: \u0627\u0644\u0623\u0645\u0648\u0631 \u063a\u064a\u0631 \u0627\u0644\u0642\u0627\u0628\u0644\u0629 \u0644\u0644\u062a\u0641\u0627\u0648\u0636<\/h2>\n  <p>\n  \u062a\u064f\u0639\u062f \u0623\u0637\u0631 \u0645\u0643\u0627\u0641\u062d\u0629 \u063a\u0633\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644\/\u0627\u0639\u0631\u0641 \u0639\u0645\u064a\u0644\u0643 \u0623\u0633\u0627\u0633\u064a\u0629 \u0641\u064a \u0623\u064a \u062f\u062e\u0648\u0644 \u0644\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629. \u064a\u062c\u0628 \u0623\u0646 \u064a\u062a\u0648\u0642\u0639 \u0627\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u0648\u0646 \u0645\u0633\u062a\u0648\u0649 \u0639\u0627\u0644\u064d \u0645\u0646 \u0627\u0644\u062a\u062f\u0642\u064a\u0642 \u0641\u064a: \n  <\/p>\n  <ul>\n    <li>\u0636\u0648\u0627\u0628\u0637 \u062a\u0623\u0647\u064a\u0644 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0648\u0645\u0646\u0647\u062c\u064a\u0629 \u0627\u0644\u062a\u062d\u0642\u0642 \u0645\u0646 &#8220;\u0627\u0639\u0631\u0641 \u0639\u0645\u064a\u0644\u0643&#8221;.<\/li>\n    <li>\u0645\u0635\u062f\u0631 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0648\u0634\u0641\u0627\u0641\u064a\u0629 \u0627\u0644\u0645\u0644\u0643\u064a\u0629 \u0627\u0644\u0645\u0633\u062a\u0641\u064a\u062f\u0629.<\/li>\n    <li>\u0641\u062d\u0635 \u0627\u0644\u062c\u0632\u0627\u0621\u0627\u062a \u0648\u0627\u0644\u062a\u0639\u0627\u0645\u0644 \u0645\u0639 \u0627\u0644\u0648\u0644\u0627\u064a\u0629 \u0627\u0644\u0642\u0636\u0627\u0626\u064a\u0629 \u0639\u0627\u0644\u064a\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631.<\/li>\n    <li>\u0645\u0631\u0627\u0642\u0628\u0629 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a\u060c \u0648\u062a\u0635\u0639\u064a\u062f \u0627\u0644\u062a\u0642\u0627\u0631\u064a\u0631\u060c \u0648\u062d\u0641\u0638 \u0627\u0644\u0633\u062c\u0644\u0627\u062a.<\/li>\n    <li>\u0627\u0644\u062d\u0648\u0643\u0645\u0629: \u062f\u0648\u0631 \u0645\u0633\u0624\u0648\u0644 \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644\u060c \u0648\u0645\u0633\u0627\u0631\u0627\u062a \u0627\u0644\u062a\u062f\u0642\u064a\u0642\u060c \u0648\u0627\u0644\u0645\u0648\u0627\u0641\u0642\u0627\u062a \u0627\u0644\u062f\u0627\u062e\u0644\u064a\u0629.<\/li>\n  <\/ul>\n\n  <p>\n \n <a href=\"\/regulatory-compliance-advisory\/\" style=\"color:#001845; text-decoration:underline;\">\n \u0627\u0633\u062a\u0634\u0627\u0631\u0627\u062a \u062a\u0646\u0638\u064a\u0645\u064a\u0629 \u0648\u0627\u0633\u062a\u0634\u0627\u0631\u0627\u062a \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644\n <\/a>\n \u062a\u062f\u0639\u0645 \u0645\u0645\u0627\u0631\u0633\u062a\u0646\u0627 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0641\u064a \u0645\u0648\u0627\u0621\u0645\u0629 \u0627\u0644\u0623\u0637\u0631 \u0627\u0644\u062f\u0627\u062e\u0644\u064a\u0629 \u0645\u0639 \u0627\u0644\u062a\u0648\u0642\u0639\u0627\u062a \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629 \u0627\u0644\u0639\u0631\u0627\u0642\u064a\u0629.\n  <\/p>\n\n  <blockquote style=\"border-left:4px solid #BB9B5E; padding-left:16px; margin:12px 0; font-style:italic;\">\n  \u0646\u0627\u062f\u0631\u064b\u0627 \u0645\u0627 \u062a\u0646\u062c\u0648 &#8220;\u0627\u0644\u0633\u064a\u0627\u0633\u0627\u062a \u0627\u0644\u0646\u0645\u0648\u0630\u062c\u064a\u0629&#8221; \u0645\u0646 \u0645\u0631\u0627\u062c\u0639\u0629 \u0627\u0644\u062c\u0647\u0627\u062a \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629. \u064a\u062c\u0628 \u0623\u0646 \u062a\u0643\u0648\u0646 \u0648\u062b\u0627\u0626\u0642 \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0645\u0635\u0645\u0645\u0629 \u062e\u0635\u064a\u0635\u0627\u064b \u0644\u0646\u0645\u0648\u0630\u062c \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u060c\n \u0645\u0644\u0641 \u0627\u0644\u0639\u0645\u064a\u0644 \u0648\u0637\u0631\u062d \u0627\u0644\u0645\u0646\u062a\u062c \u0627\u0644\u0645\u0642\u0635\u0648\u062f \u0641\u064a \u0627\u0644\u0639\u0631\u0627\u0642. \n  <\/blockquote>\n\n  <hr style=\"border:0; border-top:1px solid #F0EFEA; margin:24px 0;\"\/>\n\n  <!-- 5. Documentation Readiness -->\n  <h2 style=\"font-size:24px; margin-bottom:12px;\">5. \u062c\u0627\u0647\u0632\u064a\u0629 \u0627\u0644\u0645\u0633\u0627\u0647\u0645\u064a\u0646 \u0648\u0648\u062b\u0627\u0626\u0642 \u0627\u0644\u0634\u0631\u0643\u0627\u062a<\/h2>\n  <p>\n  \u062a\u062d\u062f\u062b \u0645\u0639\u0638\u0645 \u0627\u0644\u062a\u0623\u062e\u064a\u0631\u0627\u062a \u0644\u0623\u0646 \u0648\u062b\u0627\u0626\u0642 \u0627\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646 \u063a\u064a\u0631 \u0645\u0643\u062a\u0645\u0644\u0629 \u0623\u0648 \u063a\u064a\u0631 \u0645\u062a\u0633\u0642\u0629 \u0623\u0648 \u062a\u0641\u062a\u0642\u0631 \u0625\u0644\u0649 \u0627\u0644\u062a\u062d\u0642\u0642. \u0648\u062a\u0634\u0645\u0644 \u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0627\u0644\u062c\u0627\u0647\u0632\u064a\u0629 \u0627\u0644\u0646\u0645\u0648\u0630\u062c\u064a\u0629 \u0644\u0644\u0648\u062b\u0627\u0626\u0642\n \u0645\u0627 \u064a\u0644\u064a: \n  <\/p>\n  <ul>\n    <li>\u0634\u0647\u0627\u062f\u0627\u062a \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0648\u0627\u0644\u0648\u062b\u0627\u0626\u0642 \u0627\u0644\u062f\u0633\u062a\u0648\u0631\u064a\u0629 (\u0627\u0644\u0643\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0623\u0645 \u0648\u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0627\u0628\u0639\u0629 \u0639\u0646\u062f \u0627\u0644\u0627\u0642\u062a\u0636\u0627\u0621).<\/li>\n    <li>\u0642\u0631\u0627\u0631\u0627\u062a \u0645\u062c\u0644\u0633 \u0627\u0644\u0625\u062f\u0627\u0631\u0629\/\u0627\u0644\u0645\u0633\u0627\u0647\u0645\u064a\u0646 \u0627\u0644\u062a\u064a \u062a\u062c\u064a\u0632 \u0645\u0634\u0631\u0648\u0639 \u0627\u0644\u0639\u0631\u0627\u0642 \u0648\u062a\u062e\u0635\u064a\u0635 \u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644.<\/li>\n    <li>\u062c\u0648\u0627\u0632\u0627\u062a \u0627\u0644\u0633\u0641\u0631\/\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0647\u0648\u064a\u0629 \u0644\u0644\u0623\u0641\u0631\u0627\u062f \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u064a\u0646 \u0648\u0627\u0644\u0645\u0627\u0644\u0643\u064a\u0646 \u0627\u0644\u0645\u0633\u062a\u0641\u064a\u062f\u064a\u0646 (\u0645\u0639 \u0627\u0644\u062a\u0635\u062f\u064a\u0642 \u0627\u0644\u0645\u0646\u0627\u0633\u0628 \u0639\u0646\u062f \u0627\u0644\u0627\u0642\u062a\u0636\u0627\u0621).<\/li>\n    <li>\u0645\u062e\u0637\u0637 \u062a\u0646\u0638\u064a\u0645\u064a \u064a\u0648\u0636\u062d \u0627\u0644\u0646\u0633\u0628 \u0627\u0644\u0645\u0626\u0648\u064a\u0629 \u0644\u0644\u0645\u0644\u0643\u064a\u0629 \u0648\u0627\u0644\u0633\u064a\u0637\u0631\u0629.<\/li>\n    <li>\u0627\u0644\u0645\u0631\u0627\u062c\u0639 \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0648\u0625\u062b\u0628\u0627\u062a \u0627\u0644\u0623\u0645\u0648\u0627\u0644 (\u062d\u0633\u0628 \u0627\u0644\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629).<\/li>\n  <\/ul>\n  <blockquote style=\"border-left:4px solid #BB9B5E; padding-left:16px; margin:12px 0; font-style:italic;\">\n  \u0627\u0644\u062a\u062e\u0637\u064a\u0637 \u0627\u0644\u0645\u0628\u0643\u0631 \u0644\u0644\u062a\u0648\u062b\u064a\u0642 \u0648\u0627\u0644\u062a\u0648\u062b\u064a\u0642 \u0648\u0627\u0644\u062a\u0635\u062f\u064a\u0642 \u0648\u0627\u0644\u062a\u0635\u062f\u064a\u0642 \u0639\u0644\u0649 \u0627\u0644\u0645\u0633\u062a\u0646\u062f\u0627\u062a. \u0641\u064a \u0627\u0644\u0647\u064a\u0627\u0643\u0644 \u0627\u0644\u0639\u0627\u0628\u0631\u0629 \u0644\u0644\u062d\u062f\u0648\u062f\u060c \u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u0636\u064a\u0641 \u0647\u0630\u0627 \u0648\u062d\u062f\u0647 \u0623\u0633\u0627\u0628\u064a\u0639\n \u0625\u0630\u0627 \u0644\u0645 \u062a\u062a\u0645 \u0625\u062f\u0627\u0631\u062a\u0647 \u0628\u0634\u0643\u0644 \u0627\u0633\u062a\u0628\u0627\u0642\u064a. \n  <\/blockquote>\n\n  <hr style=\"border:0; border-top:1px solid #F0EFEA; margin:24px 0;\"\/>\n\n  <!-- 6. Timeline -->\n  <h2 style=\"font-size:24px; margin-bottom:12px;\">6. \u062a\u062e\u0637\u064a\u0637 \u0627\u0644\u062c\u062f\u0648\u0644 \u0627\u0644\u0632\u0645\u0646\u064a \u0627\u0644\u0639\u0645\u0644\u064a<\/h2>\n  <p>\n  \u062a\u0639\u062a\u0645\u062f \u0627\u0644\u062c\u062f\u0627\u0648\u0644 \u0627\u0644\u0632\u0645\u0646\u064a\u0629 \u0627\u0644\u062f\u0642\u064a\u0642\u0629 \u0639\u0644\u0649 \u0627\u0644\u0645\u0644\u0627\u062d\u0638\u0627\u062a \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629 \u0648\u062c\u0627\u0647\u0632\u064a\u0629 \u0627\u0644\u0648\u062b\u0627\u0626\u0642 \u0648\u0646\u0637\u0627\u0642 \u0627\u0644\u0623\u0646\u0634\u0637\u0629. \u0648\u0643\u062e\u0637 \u0623\u0633\u0627\u0633 \u0644\u0644\u062a\u062e\u0637\u064a\u0637\u060c \u064a\u0646\u0628\u063a\u064a \u0623\u0646 \u064a\u062a\u0639\u0627\u0645\u0644 \u0627\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u0648\u0646\n \u0645\u0639 \u0627\u0644\u0639\u0645\u0644\u064a\u0629 \u0639\u0644\u0649 \u0623\u0646\u0647\u0627 \u0645\u062a\u0639\u062f\u062f\u0629 \u0627\u0644\u0645\u0631\u0627\u062d\u0644 \u0648\u063a\u064a\u0631 \u062e\u0637\u064a\u0629. \n  <\/p>\n\n  <!-- Timeline Snapshot Table -->\n  <div class=\"horizon-table-wrapper\" style=\"margin:24px 0; overflow-x:auto;\">\n    <table style=\"width:100%; border-collapse:collapse; font-size:15px;\">\n      <thead>\n        <tr style=\"background-color:#F9F5EA;\">\n          <th style=\"border:1px solid #B7BABC; padding:8px; text-align:left;\">\u0627\u0644\u0645\u0631\u062d\u0644\u0629<\/th>\n          <th style=\"border:1px solid #B7BABC; padding:8px; text-align:left;\">\u0627\u0644\u0645\u062f\u0629 \u0627\u0644\u0625\u0631\u0634\u0627\u062f\u064a\u0629<\/th>\n          <th style=\"border:1px solid #B7BABC; padding:8px; text-align:left;\">\u0627\u0644\u0645\u0644\u0627\u062d\u0638\u0627\u062a \u0627\u0644\u0639\u0645\u0644\u064a\u0629<\/th>\n        <\/tr>\n      <\/thead>\n      <tbody>\n        <tr>\n          <td style=\"border:1px solid #B7BABC; padding:8px;\">\u0627\u0644\u062c\u062f\u0648\u0649 \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629 \u0648\u0627\u0644\u0647\u064a\u0643\u0644\u0629 \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629<\/td>\n          <td style=\"border:1px solid #B7BABC; padding:8px;\">4-6 \u0623\u0633\u0627\u0628\u064a\u0639<\/td>\n          <td style=\"border:1px solid #B7BABC; padding:8px;\">\u062a\u062d\u062f\u064a\u062f \u0627\u0644\u0646\u0645\u0648\u0630\u062c \u0627\u0644\u0635\u062d\u064a\u062d \u0648\u0627\u0644\u0646\u0637\u0627\u0642 \u0648\u062e\u0637\u0629 \u0627\u0644\u062a\u0648\u062b\u064a\u0642.<\/td>\n        <\/tr>\n        <tr>\n          <td style=\"border:1px solid #B7BABC; padding:8px;\">\u0627\u0644\u062a\u0623\u0633\u064a\u0633\/\u0627\u0644\u062a\u0633\u062c\u064a\u0644 \u0641\u064a \u0627\u0644\u0639\u0631\u0627\u0642<\/td>\n          <td style=\"border:1px solid #B7BABC; padding:8px;\">3-6 \u0623\u0633\u0627\u0628\u064a\u0639<\/td>\n          <td style=\"border:1px solid #B7BABC; padding:8px;\">\u064a\u0639\u062a\u0645\u062f \u0639\u0644\u0649 \u0627\u0644\u0647\u064a\u0643\u0644 \u0648\u062c\u0627\u0647\u0632\u064a\u0629 \u0627\u0644\u0648\u062b\u0627\u0626\u0642 \u0627\u0644\u0623\u062c\u0646\u0628\u064a\u0629.<\/td>\n        <\/tr>\n        <tr>\n          <td style=\"border:1px solid #B7BABC; padding:8px;\">\u0639\u0645\u0644\u064a\u0629 \u0645\u0631\u0627\u062c\u0639\u0629 \u0627\u0644\u062a\u0631\u0627\u062e\u064a\u0635<\/td>\n          <td style=\"border:1px solid #B7BABC; padding:8px;\">3-6 \u0623\u0634\u0647\u0631 \u0641\u0623\u0643\u062b\u0631<\/td>\n          <td style=\"border:1px solid #B7BABC; padding:8px;\">\u0627\u0644\u062a\u0648\u0636\u064a\u062d\u0627\u062a \u0648\u0627\u0644\u0637\u0644\u0628\u0627\u062a \u0627\u0644\u0625\u0636\u0627\u0641\u064a\u0629 \u0634\u0627\u0626\u0639\u0629.<\/td>\n        <\/tr>\n        <tr>\n          <td style=\"border:1px solid #B7BABC; padding:8px;\">\u0627\u0644\u062c\u0627\u0647\u0632\u064a\u0629 \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a\u0629 \u0648\u0627\u0644\u0627\u0646\u0637\u0644\u0627\u0642<\/td>\n          <td style=\"border:1px solid #B7BABC; padding:8px;\">\u0645\u0633\u062a\u0645\u0631<\/td>\n          <td style=\"border:1px solid #B7BABC; padding:8px;\">\u0627\u0644\u0633\u064a\u0627\u0633\u0627\u062a \u0648\u0627\u0644\u0623\u0646\u0638\u0645\u0629 \u0648\u0627\u0644\u062a\u0648\u0638\u064a\u0641 \u0648\u0625\u0639\u062f\u0627\u062f \u0627\u0644\u062a\u0642\u0627\u0631\u064a\u0631 \u0648\u0627\u0644\u062d\u0648\u0643\u0645\u0629.<\/td>\n        <\/tr>\n      <\/tbody>\n    <\/table>\n  <\/div>\n\n  <hr style=\"border:0; border-top:1px solid #F0EFEA; margin:24px 0;\"\/>\n\n  <!-- 7. Key Risks -->\n  <h2 style=\"font-size:24px; margin-bottom:12px;\">7. \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0648\u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629 \u0627\u0644\u062a\u064a \u064a\u062c\u0628 \u0627\u0644\u062a\u062e\u0637\u064a\u0637 \u0644\u0647\u0627<\/h2>\n  <p>\n  \u064a\u062c\u0628 \u0639\u0644\u0649 \u0627\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646 \u0645\u0639\u0627\u0644\u062c\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0628\u0634\u0643\u0644 \u0627\u0633\u062a\u0628\u0627\u0642\u064a \u0641\u064a \u0645\u0631\u062d\u0644\u0629 \u0627\u0644\u062c\u062f\u0648\u0649. \u0648\u062a\u0634\u0645\u0644 \u0645\u062c\u0627\u0644\u0627\u062a \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0634\u0627\u0626\u0639\u0629 \u0645\u0627 \u064a\u0644\u064a: \n  <\/p>\n  <ul>\n    <li><strong>\u0627\u0644\u0633\u0644\u0637\u0629 \u0627\u0644\u062a\u0642\u062f\u064a\u0631\u064a\u0629 \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629<\/strong> \u0648\u0627\u0644\u0645\u0645\u0627\u0631\u0633\u0629 \u0627\u0644\u0645\u062a\u0637\u0648\u0631\u0629.<\/li>\n    <li><strong>\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0634\u0631\u0643\u0627\u0621<\/strong> \u0639\u0646\u062f \u0627\u0644\u0627\u0639\u062a\u0645\u0627\u062f \u0639\u0644\u0649 \u0627\u0644\u0648\u0633\u0637\u0627\u0621 \u0627\u0644\u0645\u062d\u0644\u064a\u064a\u0646 \u0623\u0648 \u0645\u0642\u062f\u0645\u064a \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u062d\u0644\u064a\u064a\u0646.<\/li>\n    <li><strong>\u0642\u064a\u0648\u062f \u0627\u0644\u062a\u0633\u0648\u064a\u0629 \u0648\u0627\u0644\u0639\u0645\u0644\u0629<\/strong> \u0627\u0644\u062a\u064a \u062a\u0624\u062b\u0631 \u0639\u0644\u0649 \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0648\u062a\u062f\u0641\u0642\u0627\u062a \u0627\u0644\u0639\u0645\u0644\u0627\u0621.<\/li>\n    <li><strong>\u0627\u0644\u062a\u0639\u0631\u0636 \u0644\u0644\u0627\u0645\u062a\u062b\u0627\u0644<\/strong> \u0648\u062a\u0623\u062b\u064a\u0631 \u0636\u0639\u0641 \u0627\u0644\u0636\u0648\u0627\u0628\u0637 \u0627\u0644\u062f\u0627\u062e\u0644\u064a\u0629 \u0639\u0644\u0649 \u0627\u0644\u0633\u0645\u0639\u0629.<\/li>\n    <li><strong>\u0627\u0644\u062a\u0639\u0627\u0642\u062f \u0648\u0627\u0644\u062d\u0648\u0643\u0645\u0629<\/strong> (\u0627\u0644\u0633\u0644\u0637\u0629 \u0648\u0635\u0646\u0639 \u0627\u0644\u0642\u0631\u0627\u0631 \u0648\u062a\u0633\u0648\u064a\u0629 \u0627\u0644\u0645\u0646\u0627\u0632\u0639\u0627\u062a \u0648\u062d\u0642\u0648\u0642 \u0627\u0644\u062e\u0631\u0648\u062c).<\/li>\n  <\/ul>\n  <blockquote style=\"border-left:4px solid #BB9B5E; padding-left:16px; margin:12px 0; font-style:italic;\">\n  \u0641\u0627\u0644\u0639\u062f\u064a\u062f \u0645\u0646 \u062d\u0627\u0644\u0627\u062a &#8220;\u0627\u0644\u062f\u062e\u0648\u0644 \u0627\u0644\u0641\u0627\u0634\u0644&#8221; \u0644\u064a\u0633\u062a \u0646\u0627\u062c\u0645\u0629 \u0639\u0646 \u0627\u0644\u0633\u0648\u0642 &#8211; \u0628\u0644 \u0647\u064a \u0646\u0627\u062c\u0645\u0629 \u0639\u0646 \u0636\u0639\u0641 \u0627\u0644\u0647\u064a\u0643\u0644\u0629 \u0648\u0639\u062f\u0645 \u0648\u0636\u0648\u062d \u0627\u0644\u062d\u0648\u0643\u0645\u0629\n \u0648\u0627\u0644\u062a\u0642\u0644\u064a\u0644 \u0645\u0646 \u062a\u0648\u0642\u0639\u0627\u062a \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644.\n  <\/blockquote>\n\n  <hr style=\"border:0; border-top:1px solid #B7BABC; margin:32px 0;\"\/>\n\n  <!-- Closing \/ CTA -->\n  <h2 style=\"font-size:24px; margin-bottom:12px;\">\u0627\u0644\u062e\u0627\u062a\u0645\u0629<\/h2>\n  <p>\n  \u064a\u0648\u0641\u0631 \u0627\u0644\u0639\u0631\u0627\u0642 \u0641\u0631\u0635\u0627\u064b \u062d\u0642\u064a\u0642\u064a\u0629 \u0641\u064a \u0623\u0633\u0648\u0627\u0642 \u0627\u0644\u0623\u0648\u0631\u0627\u0642 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0648\u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0641\u064a\u0647\u060c \u0644\u0643\u0646 \u0627\u0644\u062f\u062e\u0648\u0644 \u0625\u0644\u064a\u0647 \u064a\u062a\u0637\u0644\u0628 \u062a\u062e\u0637\u064a\u0637\u0627\u064b \u0642\u0627\u0646\u0648\u0646\u064a\u0627\u064b \u0645\u0646\u0638\u0645\u0627\u064b\u060c\n \u062c\u062f\u0627\u0648\u0644 \u0632\u0645\u0646\u064a\u0629 \u0648\u0627\u0642\u0639\u064a\u0629\u060c \u0648\u0646\u0636\u062c\u0627\u064b \u0641\u064a \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644. \u0641\u0627\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u0648\u0646 \u0627\u0644\u0630\u064a\u0646 \u064a\u062a\u0639\u0627\u0645\u0644\u0648\u0646 \u0645\u0639 \u0627\u0644\u0639\u0645\u0644\u064a\u0629 \u0643\u0645\u0634\u0631\u0648\u0639 \u0645\u0646\u0638\u0645 &#8211; \u0648\u0644\u064a\u0633 \u0643\u0625\u0639\u062f\u0627\u062f \u0633\u0631\u064a\u0639 &#8211;\n \u0647\u0645 \u0641\u064a \u0623\u0641\u0636\u0644 \u0648\u0636\u0639 \u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0645\u0648\u0627\u0641\u0642\u0629 \u0646\u0627\u062c\u062d\u0629 \u0648\u0627\u0633\u062a\u0642\u0631\u0627\u0631 \u062a\u0634\u063a\u064a\u0644\u064a \u0637\u0648\u064a\u0644 \u0627\u0644\u0623\u062c\u0644. \n  <\/p>\n\n  <!-- CTA Buttons -->\n  <div style=\"margin:18px 0 8px; display:flex; flex-wrap:wrap; gap:10px;\">\n     <a href=\"\/contact\/\" style=\"display:inline-block; padding:12px 16px; border-radius:12px; background:#BB9B5E; color:#001845; text-decoration:none; font-weight:600; font-size:14px;\">\n \u0644\u0644\u062a\u0648\u0627\u0635\u0644 \u0645\u0639 \u0634\u0631\u0643\u0629 \u0627\u0644\u0623\u0641\u0642 \u0644\u0644\u0645\u062d\u0627\u0645\u0627\u0629\n <\/a>\n    <a href=\"https:\/\/thehorizonlaw.com\/ar\/%d8%a7%d9%84%d8%b4%d8%b1%d9%83%d8%a7%d8%aa-%d9%88%d8%a7%d9%84%d8%b9%d9%82%d9%88%d8%af\/\" style=\"display:inline-block; padding:12px 16px; 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\u0644\u0623\u063a\u0631\u0627\u0636 \u0625\u0639\u0644\u0627\u0645\u064a\u0629 \u0639\u0627\u0645\u0629 \u0641\u0642\u0637 \u0648\u0644\u0627 \u062a\u0634\u0643\u0644 \u0645\u0634\u0648\u0631\u0629 \u0642\u0627\u0646\u0648\u0646\u064a\u0629.\n \u0642\u062f \u062a\u062e\u062a\u0644\u0641 \u0627\u0644\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0648\u0627\u0644\u0645\u0645\u0627\u0631\u0633\u0627\u062a \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629 \u0628\u0646\u0627\u0621\u064b \u0639\u0644\u0649 \u0627\u0644\u0646\u0634\u0627\u0637 \u0627\u0644\u0645\u0642\u062a\u0631\u062d \u0648\u0627\u0644\u062a\u062d\u062f\u064a\u062b\u0627\u062a \u0627\u0644\u0635\u0627\u062f\u0631\u0629 \u0639\u0646 \u0627\u0644\u0633\u0644\u0637\u0627\u062a \u0627\u0644\u0645\u062e\u062a\u0635\u0629.\n  <\/p>\n\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u062f\u0644\u064a\u0644 \u0642\u0627\u0646\u0648\u0646\u064a \u0648\u062a\u0646\u0638\u064a\u0645\u064a \u0639\u0645\u0644\u064a \u0644\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646 \u0627\u0644\u0623\u062c\u0627\u0646\u0628 \u0643\u064a\u0641\u064a\u0629 \u062f\u062e\u0648\u0644 \u0633\u0648\u0642 \u0627\u0644\u0623\u0648\u0631\u0627\u0642 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0639\u0631\u0627\u0642\u064a\u0629: \u0625\u0631\u0634\u0627\u062f\u0627\u062a \u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0639\u0645\u0644\u064a\u0629 \u0644\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646 \u062a\u062a\u0637\u0648\u0631 \u0633\u0648\u0642 \u0627\u0644\u0623\u0648\u0631\u0627\u0642 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0641\u064a \u0627\u0644\u0639\u0631\u0627\u0642 \u062a\u062f\u0631\u064a\u062c\u064a\u0627\u064b \u0648\u062a\u062c\u0630\u0628 \u0627\u0647\u062a\u0645\u0627\u0645 \u0627\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646 \u0627\u0644\u0625\u0642\u0644\u064a\u0645\u064a\u064a\u0646 \u0648\u0627\u0644\u062f\u0648\u0644\u064a\u064a\u0646. \u0648\u0645\u0639 \u0630\u0644\u0643\u060c \u0641\u0625\u0646 \u062f\u062e\u0648\u0644 \u0627\u0644\u0633\u0648\u0642 \u0641\u064a \u0627\u0644\u0639\u0631\u0627\u0642 \u0644\u064a\u0633 \u062f\u062e\u0648\u0644\u0627\u064b \u063a\u064a\u0631 \u0631\u0633\u0645\u064a &#8211; \u0641\u0647\u0648 \u064a\u062a\u0634\u0643\u0644 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u0645\u0648\u0627\u0641\u0642\u0627\u062a \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629 \u0648\u0636\u0648\u0627\u0628\u0637 \u0627\u0644\u062a\u0631\u062e\u064a\u0635 \u0648\u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0627\u0644\u062a\u0648\u0642\u0639\u0627\u062a \u0627\u0644\u062a\u064a \u064a\u062c\u0628 \u0645\u0639\u0627\u0644\u062c\u062a\u0647\u0627 \u0641\u064a \u0648\u0642\u062a 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